I’m starting to believe that everything is an investment, from your tennis shoes to your laptop to your morning coffee. It’s just that some investments are better than others.
With as little as I’ve made over the past five years, it still amazes me that I’ve spent in the ways I have. I don’t own a car or anything that I would consider a major purchase. I’m not married, have yet to adopt, no savings, am not yet done with my first degree… And I am in debt.
So what have I invested my money in over the past five years? Rent, groceries, school, over-paying roommates, eating out, random knick-knacks and “projects.” Furniture and “organizing” materials (which is funny, because I’ve never gotten organized). Transportation. Many, many things that I could not live without. Many things that I should have lived without.
Part of the issue is that I make a very small amount of money, and it also varies from week to week. So my project for tonight is to make a new budget for just me, without including my GF’s money or trying to make a budget that has her in it at all. This is about where my money goes, and I’m not going ot try to create a budget for her since I don’t know all of her priorities. 😀
The key for me in the near future is to create a new budget that takes into account all of my money sources (some of which will soon be leaving) and eliminates most of my frivolous spending. That way, I can invest in something I really want 🙂
True Tales of Life and Debt 